New Business Finance · Brisbane
Finance for New and Early-Stage Businesses
Recently started a business, incorporated a company, or changed structure? Limited trading history doesn't automatically rule out finance. We can assess your circumstances and discuss what options may be available.
Check My Finance OptionsSituations we can help with
These are examples only. Whether finance is available depends on the applicant's individual circumstances, the asset being financed, and lender criteria.
New company needing a work ute
A recently incorporated company requiring a vehicle for day-to-day operations.
New business needing machinery
A business in its early stages that needs equipment to start or grow operations.
Sole trader transitioning to a company
A business owner who has recently changed structure and needs to finance assets under the new entity.
Contractor requiring a vehicle
A contractor who has recently started operating independently and needs a vehicle for work.
Business owner wanting to preserve working capital
A business owner who would prefer to finance an asset rather than use available cash reserves.
Common questions
Can I get finance if my business is new?
Some lenders will consider applicants with limited trading history. Eligibility depends on your circumstances, the asset, the loan amount, and the lender. We can assess your situation and advise honestly on what may be available.
Does my business need to have been trading for two years?
Not necessarily. Some lenders have products designed for newer businesses or applicants with limited trading history. Requirements vary by lender and product type.
What if I recently changed from a sole trader to a company?
A change in business structure can affect how lenders assess your application. We can discuss your situation and identify lenders who may be able to work with your circumstances.
What documents will I need?
This depends on the lender and your situation. We will let you know what is likely to be required once we understand your circumstances. Some lenders may accept alternative documentation for newer businesses.
Is approval guaranteed?
No. All applications are subject to lender eligibility criteria, credit assessment, and approval. We will give you an honest assessment of your options before any application is submitted.
Recently started a business?
Tell us your situation and what you're looking to finance. We'll assess your circumstances and explain what options may be available. There's no obligation to proceed.
Credit products are subject to lender eligibility criteria, credit assessment, and approval. Applicants may or may not qualify.
Check My Finance Options