Boat Finance, Personally Handled
Marine finance is a specialist category — not every lender funds watercraft, and criteria vary by vessel type and age. We identify the right lenders for your situation and manage the process from enquiry to settlement.
Start an enquiryWhat we can help with
- Recreational boats and runabouts
- Sailing yachts and catamarans
- Jet skis and personal watercraft
- Fishing vessels
- New and used purchases
- Private sale and dealer purchases
- Refinancing existing marine loans
How it works
Tell us what you are buying
Share the vessel type, approximate value, and whether it is new or used. Private sale or dealer — we handle both. No paperwork required at this stage.
We identify suitable lenders
Marine finance is a specialist category. Not all lenders fund watercraft, and criteria vary by vessel type and age. We identify which lenders are likely to consider your application.
Documents and application
Typical documents include proof of identity, income verification, and details of the vessel. For older or higher-value craft, a marine survey may be required by the lender. We will advise what is needed.
Approval and settlement
Once approved, we manage settlement and keep you informed through to completion. Direct communication throughout.
Common questions
Can I finance a used or older vessel?
Yes, though lender criteria vary by vessel age and condition. Some lenders have maximum age restrictions. We will identify which lenders are suitable for the specific vessel you are purchasing.
Do I need a marine survey?
For older or higher-value vessels, some lenders require a marine survey before approving finance. We will advise whether this is likely to apply to your situation before any application is lodged.
Can I finance a private sale purchase?
Yes. Many lenders support private sale purchases for marine craft. Requirements vary — we can guide you through what is needed.
Can I bundle trailer and accessories into the loan?
Some lenders allow associated items such as trailers to be included in the loan. We will clarify what is possible based on the lender and your circumstances.
Will applying affect my credit file?
A formal credit application involves a credit enquiry, which can affect your credit score. We discuss your situation first so you understand your options before any application is lodged.
How does broker remuneration work?
We charge a brokerage fee for our service. We may also receive a commission from the lender when a loan is settled. Both will be disclosed to you before you proceed.
Ready to talk boat finance?
Every enquiry is handled personally. Tell us what you are buying and we will find out what is available.
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